Auto Loans in Las Cruces, NM

Pitre KIA of Las Cruces Finance Center

We're here to help you buy your new vehicle!

Are you in the market for a new or used vehicle? Finding the perfect car is only half the battle. The other half is finding a finance option that fits your unique needs. But don't worry, the finance team at Pitre KIA of Las Cruces is here to help. We work with drivers in the Las Cruces area to find the best auto loan, leasing deal, or finance package available. Our finance team is made up of professionals who are dedicated to providing a modern finance experience. We offer a variety of digital retailing tools to help expedite the finance process. Our Estimate Monthly Payments tool helps drivers get an idea of what their monthly payments might be. The Value Your Trade tool is perfect for those interested in trading in a vehicle. It provides a quick and easy vehicle trade-in estimate.

Financing Made Easy

If you're ready to get started on the loan approval process, you can fill out our Online Finance Application. We understand that convenience is important, which is why we offer these digital retailing tools. But if you prefer to speak with an in-house finance expert, our team is always available to help. At Pitre KIA of Las Cruces, we're committed to providing a hassle-free and enjoyable financing experience.

Auto Finance Vocabulary

• APR: The Annual Percentage Rate.
• Assignment: A transfer of a loan from one lender to another.
• Base Price: The costs of a car with standard equip incentives & freight.
• Certificate of Title: A Legal document issued by a state at the time of sale.
• Co-signer: A person who takes on a loan if the orig. borrower stops pay.
• Default: Failure to meet the terms of the loan.
• Interest: A percentage charge for a loan.
• MSRP: Manufacturers Suggested Retail Price.
• Refinance: When one loan is used to pay off another.
• Term: The length of the loan, 24, 48, 60... months.
• Underwriting: Verifying the data used to obtain a loan.